You have a goal. We have the people and processes to help you achieve it.
Your IMG Wealth Management Team
Nick Edwards
CFP®
Nick Riscigno
Financial Advisor
Philip Detlefs
Financial Advisor
Nathan Edwards
CFA, CFP®
Amelia Edwards
Client Experience Coordinator
Mike Steele
Financial Advisor
Paul Mahla
Director of Marketing
Kelly Lueckert
Advisor Support Staff
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and CFP® in the U.S.
The Client Experience
I. Information Gathering
To determine if and how we can help, we start by gathering information.
II. Analysis & Evaluation
We analyze and evaluate your data to formulate a strategy. We then develop a proposal outlining how we intend to accomplish your stated objectives.
III. Presentation
Our proposal consists of multiple options for review and discussion. Potential strengths and weaknesses of each are covered in detail to facilitate the decision making process.
IV. Implementation & Monitoring
We implement your chosen strategy by establishing all necessary accounts. We then monitor or directly manage your assets accordingly.
V. Review
At least annually, we conduct a review in person, by phone, or web to evaluate our performance and assess the need for revisions.
Blended Asset Fee Schedule
| Assets Under Management | Annual Fee |
|---|---|
| Less than $250,0001 | 1.50% |
| $250,000 - $500,000 | 1.25% |
| $500,001 - $1,000,000 | 1.00% |
| $1,000,000 - $5,000,000 | 1.00% |
| Greater than $5,000,000 | Negotiated flat fee, not to exceed an annual fee of .25% |
With the exception of pay-per-hour consulting and stand alone financial plans, a service agreement is typically not executed until you have been presented with a proposal of services and have requested specific services to be rendered. You will know the precise scope of services provided and the associated costs prior to the accrual of any fees.
Fixed Income Portfolio Fee Schedule2
| Assets Under Management | Annual Fee |
|---|---|
| $1,000,000 - $5,000,000 | 0.25% |
| Greater than $5,000,000 | Negotiated flat fee, not to exceed an annual fee of .25% |
Fee For Service3
Fee for service arrangements can sometimes be established under circumstances in which IMG Wealth Management, Inc. has not been contracted for asset management services. Please see our Form ADV for additional information.1 The minimum investable asset requirement for new clients is $250,000 outside of special consideration at the discretion of IMG Wealth Management, Inc.
2 Portfolios with allocations in excess of 90% to debt and/or other fixed-income securities will be considered fixed income portfolios.
3 Comprehensive financial planning, plan maintenance, and the institutional equivalents, are services included at no additional cost when IMG Wealth Management, Inc. has been contracted for asset management services.